Should I hire a Baltimore car crash attorney for my accident?

If you suffered injuries in a car crash that wasn’t your fault, it is worth having an experienced Maryland accident lawyer on your side. Since 1973, Saiontz & Kirk, P.A. has been helping to make sure clients get more money in their pockets from a Maryland car accident settlement than they would trying to handle the case on their own.

The insurance company has adjusters, investigators, and lawyers working to pay you and your family as little money as possible for your car accident injury claim. The less money they pay you, the more profits the insurance company gets to keep.

Our Baltimore car accident lawyers have decades of experience dealing with adjusters and insurance attorneys. We will help you through the claim process, and make sure you are paid all of the insurance settlement benefits you are entitled to receive.

After an auto accident injury, speak with one of our attorneys for a free consultation and claim evaluation. There is no obligation to hire our Maryland car crash law firm, but if you do decide to put our lawyers to work on your case there are NO FEES OR EXPENSES UNLESS YOU WIN!

When should I contact a Maryland auto accident law firm?

It is important to take immediate steps to make sure you and your family are protected after an automobile accident caused by another car or truck in Maryland.

You need to act quickly to preserve certain evidence and make sure the insurance company does not take advantage of you. This may include hiring someone to perform an independent accident reconstruction in order to establish liability and making sure witness statements are preserved.

Insurance companies like MAIF (Maryland Auto Insurance Fund), GEICO, State Farm, Allstate, Nationwide, Liberty Mutual and other have full time employees on call 24 hours a day to investigate claims. These insurance adjusters are trained to capture evidence in a way that will benefit the negligent driver and reduce the amount of compensation they will have to pay to settle your accident claim.

Hiring Saiontz & Kirk, P.A. will put an experienced Maryland accident law firm on your side, with the resources and knowledge to fight the insurance company and hold the other careless driver accountable for the damages and injury they caused. The car accident lawyers at Saiontz & Kirk, P.A. will level the playing field, and provide the skilled and accomplished representation you need.

Our Experienced Maryland Accident Lawyers Can Help!

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Car Accidents

Automobile accident insurance policies provide various forms of coverage that may provide benefits for your injury. Our car accident lawyers will make sure you receive all of the money you should!

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Big Truck Accidents

Highway accidents involving a commercial trucks or 18-wheel tractor trailor often involve severe injury, and it is critical that immediate steps be taken to preserve important evidence in your case.

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Work Accidents

Accidents involving an on-the-job injury may provide additional benefits through a workers compensation claim. Our accident lawyers will make sure the cases are coordinated to maximize your recovery.

What Happens During a Free Maryland Car Accident Consultation?

After contacting Saiontz & Kirk, P.A. for a free and confidential consultation, one of our experienced Maryland auto accident attorneys will speak with you and review the circumstances surrounding your claim. We will provide free advice and recommendations for dealing with the insurance company, and answer any questions you may have before deciding whether to hire a car accident lawyer.

During your Free Maryland Car Accident Consultation we will:


Discuss all of the insurance benefits you may be entitled to as a result of your injury, and answer any questions you may have about filing a Maryland car accident insurance claim.


Explain how our Baltimore car accident law firm deals with insurance companies, and how we work to maximize the amount of settlement money you receive in your pocket.


Review how our contingency attorney fees work, and make sure you understand that there are never any fees or expenses paid until we win your case and you receive a settlement.

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If you decide to hire our Baltimore car accident lawyers to represent you, one of our attorneys and a paralegal will be assigned to work directly with you during the entire Maryland insurance claim process. Throughout the case, if you have any questions or concerns, we will be there to help!

Every Maryland car accident injury case does have a statute of limitations and other deadlines, so it is important to make sure that you have an experienced personal injury law firm on your side as soon as possible to make sure your legal rights are protected.

What car accident insurance benefits am eligible for?

To obtain the full amount of money and compensation you are entitled to receive, it is important to fully understand all of the Maryland car accident insurance benefits that are available.

In addition to getting your car fixed after the accident, the insurance company for the at fault driver should provide a rental car while your vehicle is repaired and certain first party insurance benefits (Maryland PIP or Med Pay insurance) may be available to provide money for lost wages and medical bills. You should also make sure that health insurance and accident insurance coverage is coordinated to maximize your recovery and increase the amount of money you receive.

As part of a Maryland car accident settlement with the insurance company for the at-fault driver, you should receive full coverage for past and future medical expenses, lost wages and pain and suffering. Under the “Maryland collateral source rule”, the insurance company does not get to discount the amount of your settlement just because you had other sources of coverage for your medical bills or lost wages.

Our Baltimore car crash lawyers have been handling accident insurance claims for decades, and know how to maximize your recovery and make sure you receive all of the benefits available.

Accident Settlement BenefitsWhile benefits may vary by state and with different insurance policies, some of the automobile accident insurance coverage you may be entitled to receive include:

  • Property Damage: Your car should be repaired properly or you should be paid the appropriate replacement cost
  • Rental Car: While your car is being repaired, you may be entitled to a rental car
  • PIP or MedPay: Medical Pay coverage or “Personal Injury Protection” (PIP) is often available after an accident to provide immediate money for lost income and medical bills. Certain deadlines and notice requirements may apply, so it is important to take steps to preserve your right to receive this money.
  • Medical Care: You have the right to choose your own doctor and to obtain all of the medical treatment that you need, now and in the future
  • Accident Injury Settlement: If the car accident is not your fault, you are entitled to compensation for your pain and suffering caused by the accident.

How much money will I get for my Maryland car accident settlement?

A car accident settlement in Maryland should provide full reimbursement for lost wages, medical bills, property damage and the physical pain and suffering that resulted from the automobile crash.

There is no clear cut formula that can be used to determine the exact amount an individual is entitled to for pain and suffering following an accident or personal injury, so your Maryland auto accident settlement must be negotiated with the insurance company or decided by a jury.

The car crash attorneys at Saiontz & Kirk, P.A. have decades of experience negotiating with insurance adjusters and litigating Maryland accident lawsuits in court to force MAIF (Maryland Auto Insurance Fund), GEICO, State Farm, Allstate, Nationwide, Liberty Mutual and other insurance carriers to pay fair compensation for injuries caused by negligent drivers.

What are pain and suffering damages from a car accident?

When injuries are caused by another driver’s negligence, the insurance company is required to pay money for “pain and suffering” resulting from the crash. Therefore, a car accident pain and suffering settlement should include fair compensation for:

  • Physical pain and discomfort experienced as a result of the car accident injuries;
  • Inconvenience and disruption to your enjoyment of life;
  • Inability to take part in activities and events that you normally could have done, were it not for the car crash.

Under Maryland accident law, pain and suffering is included in the amount of money paid for “non-economic” damages. This encompasses everything that is not an actual financial loss caused by the accident. For example, lost wages, property damage and medical bills are all “economic losses” from a car accident, which can easily be calculated and determined. Pain and suffering includes everything else.

How are car accident pain and suffering damages calculated?

There is no defined formula for calculating Maryland car accident pain and suffering damages. Rather, it is part of the insurance settlement negotiations.

In addition to providing documentation to support the amount of your medical bills, lost wages and property damage, it is important during car accident settlement negotiations to provide the insurance adjuster with evidence to support the car accident pain and suffering calculation.

This may include an “impact statement” and other evidence that would be presented to the jury at trial to establish the full effect the Maryland car crash had on you and your family.

What factors are considered when negotiating auto accident settlements?

A wide variety of factors are considered by our Baltimore accident lawyers when calculating car crash settlement demands. Ultimately, the amount sought will be based on how much a judge or jury is likely to award at trial if a settlement is not reached. Therefore, Saiontz & Kirk’s experience litigating Maryland accident cases puts our lawyers at an advantage over the insurance adjuster when negotiating the largest auto accident settlement possible.

During settlement negotiations, it is important to provide clear and convincing documentation to support each of the factors a Maryland jury would consider when calculating damages from an auto accident, including:

  • the extent of the injury
  • the length of time that it took to recover
  • the degree of residual or permanent injury
  • the level of disruption the injury causes
  • the emotional trauma suffered
  • the impact the physical injuries had on the overall well being

Every injury is different, and before negotiating with the insurance company you should make sure an experienced Maryland car crash attorney is on your side. The lawyers at Saiontz & Kirk, P.A. provide free consultations and case evaluations, and there is no obligation to hire our law firm to pursue your case. However, you should contact Saiontz & Kirk, P.A. before you start negotiating with the insurance company.







Why choose the Baltimore auto accident lawyers at Saiontz and Kirk?

For the past five decades, Saiontz & Kirk, P.A. has been one of the most recognized car accident law firms in Maryland, Washington, D.C., Virginia, Pennsylvania and the entire mid-Atlantic.

When dealing with our auto collision attorneys, insurance company adjusters know that our Baltimore auto accident attorneys have the resources and experience to hold the at-fault driver accountable.

Our lawyers handle all cases under a contingency fee agreement, which means that there are never any out-of-pocket costs to hire our law firm and we receive no fee or expenses unless a settlement or financial recovery is obtained for your car accident injury. We are “No Win, No Fee” car accident lawyers!

If you, a friend or family member have suffered a car accident injury, contact our lawyers by completing the form on our website or call Saiontz & Kirk’s 24 hour toll free accident hotline at 1-800-522-0102. You will have the opportunity to review any questions or concerns you may have, and get one of our Maryland car accident attorneys working on your side.

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